Scalable NIST 800-63A IAL3 Identity Proofing Solutions Enterprise

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The NIST IAL3 Digital Identity Guidelines offer high assurance levels to validate claimed identities securely, allowing CSPs to tailor processes according to modern usability standards while upholding security and privacy.

TrustSwiftly, our FIDO certified passwordless authentication and identity verification solution, assists organizations in meeting IAL3 standards through chat, video, facial recognition with liveness detection and document authentication as well as step-up reproofing based on risk. This helps reduce cyber liability insurance costs as well as operational expenses due to reduced password resets.

NIST IAL3 verification

NIST 800-63A IAL3 verification is the highest level of identity proofing available and provides maximum confidence that an identity claimed online matches the real one in reality. It combines document validation against authoritative sources, biometric comparison to claimed digital identities, and an on-site (or remote) process with close supervision - providing enhanced protection against impersonation or fraud and offering strong protection from SIM swaps or MFA bypass attempts.

Compliance with IAL3 requires CSPs to verify and bind an authenticator, helping prevent stand-in attacks such as those perpetrated using fraudulently obtained credentials. Furthermore, it promotes phishing-resistant authentication as well as hardware-backed authenticators such as FIDO Passkeys.

TrustSwiftly's NIST 800-63A IAL3 compliant solution uses biometrics, cryptographic hardware and supervised session to form an identity perimeter that synthetic identity and phishing attackers cannot breach. The solution features liveness detection as well as facial image captures as part of its remote yet supervised proofing process.

IAL3 identity proofing

IAL3 level identity proofing offers enhanced security through additional verification steps, stringent requirements and stringent checks. It combines direct observation during either in-person or remote identity-proofing sessions with superior evidence such as biometric comparison to help reduce impersonation and fraud.

These standards are intended to limit more sophisticated attacks and protect against evidence falsification, theft, repudiation and advanced social engineering tactics. More specifically, the standards address more advanced attempts that seek to falsify or reuse existing personal information for their own ends.

Key to the operation of IAL3 is collecting and binding an expansive set of biometrics securely with an authenticator, including facial and fingerprint enrollment of enrollees as well as dual iris scans or dual retinal scanning of participants. This binding helps prevent impersonation or fraud as well as SIM swaps or MFA bypasses from taking place.

IAL3 compliant solution

IAL3 compliant solutions enable direct observation during identity proofing sessions, document authentication from reliable sources and biometric comparison of claimed digital identities to reduce impersonation. They also offer strong protection against SIM swapping or MFA bypass attempts by securely linking biometrics with digital identities - helping reduce cyber liability insurance costs as well as operational expenses by decreasing password reset requests.

TrustSwiftly's NIST IAL3 verification process utilizes multiple techniques to confirm an individual's real life existence, such as chat, video, facial recognition with liveness detection and document authentication. Furthermore, step-up risk-reproofing enables organizations to reduce cyber liability premiums while mitigating attack surfaces for increased customer experiences and reduced operational costs.

IAL2 standards mandate that CSPs perform either in-person or remote supervised identity proofing to link an applicant with their enrollment record, using evidence that meets FAL2 validation strength requirements, ID&V methods, scores and demonstrate high security levels.

Trust Swiftly

NIST IAL3 identity proofing standards are among the strictest available. They require live, supervised sessions between an agent and those being verified. While this used to involve in-person visits to companies' offices, new SRIP protocols allow an agent to oversee this process remotely through something called a Remote Kit; TrustSwiftly offers this turnkey solution as a turnkey solution to support organizations meeting IAL3 requirements.

TrustSwiftly's IAL3 solution utilizes multiple verification techniques such as chat, video, facial recognition with liveness detection and document authentication. In turn, this provides a seamless authentication journey while helping reduce cyber liability insurance costs and operational expenses by decreasing password resets. Furthermore, our supervised sessions help avoid false positives caused by root devices or artificially generated deepfakes. IAL3 provides a powerful shield against phishing, spoofing and man-in-the-middle attacks as well as helping service providers meet FedRAMP compliance standards. TrustSwiftly IAL3 utilizes hardware-locked kiosks and Remote Kits, designed to capture high-fidelity evidence (direct, encrypted read of government document tied with live biometric match during supervised session), creating an impenetrable barrier against synthetic identities.